ARE MOBILE AND NET BANKING ARE THE NEW TOOLS TO HACK YOU?

MOBILE AND NET BANKING CAN BE VERY VERY CONVENIENT AND TIME SAVER IF USED CORRECTLY.

I am not going to talk about the benefits. lets directly jump into it !

MOBILE BANKING

As the name suggest the bank will provide you a official app to which will have a login interface and you have to login in order to gain access to your account.

SO HOW YOU CAN BE HACKED?

Yeah you can hacked through APP HIJACKING .

HOW IT WORKS?

- So you have installed official app from play store which was verified by bank .

- Then you installed a game from a third-party site . which asked you for various permission like

> permission for AUDIO 

> permission of DATA TRANSFER

> STORAGE permission to save files , Snapshots etc

> SMS permission !!!

so you were in a hurry ( 60% of average users don't look at what permission the app is asking for they just click allow)

- So that third party game will launch a mobile banking app scan and as you will launch the banking app . the game app will slide a exact same login screen in a snap of second.  ('THATS WHY THE GAME ASKED FOR DATA TRANSFER PERMISSION')

- You will login and that details are sent to that game dev.

- But the app ask for OTP ( REMEMBER ABOUT THE SMS PERMISSION)  

- The game will scan OTP code and will send that to game dev.

SO U R HACKED JUST BY OPENING A GAME !?

HOW TO BE SAFE?

Pretty simple.

- use only official banking apps

- Don't download any third party software.

- Take a look at permission that an app is asking for.

NET BANKING

It involves a web-based login form which is kinda more vulnerable!

NET BANKING CAN BE EXPLOITED BY MANY WAYS

- PHISHING :

An exact replica of the same login form is transferred by a fake mail . Victim then login in the replicated site and looses his data.

- KEYLOGGING :

A keylogging software is maliciously installed in the computer and it captures the strokes of keywords and sends data to the keylogger dev.

-BROWSER HIJACKING :

This hack only works while the browser is open .
this hack allows the hackers to send login forms , keyloggers , notifications while the browsers is open .

HOW TO BE SAFE?

 - Check the URL on which you are giving details.

starting must be from https and the url must be of official bank !

- Keep your antivirus updated to protect yourself from keyloggers , trojans , malwares.

- Don't  visit malicious site !

- Don't download any third party softwares and apps

- If any mails arrives that claims it is from bank ,

check the footer and header , and info of mails !

DON'T LOGIN TO ANY PAGE WITHOUT FULL INFO.

So Thats all hope this helps .

Share And Become Aware !